Top Tips if you´ve had an Accident.
It’s every driver’s worst nightmare – having an accident. But do you know what information you need to collect, what information you should have ready with you or even when you need to stop? Here at Rivervale contract Hire and Leasing we have put together a guide to help you out …….
What should I carry in my car?
You should always have your insurance details in your car so they can be produced at any time in the event of an accident or if a police officer requests to see them.
It’s a good idea to keep a pen and paper handy in your car in case you need to take another driver’s details
If you do not own a phone with a camera ….. Or know how to work the camera on your phone!......It’s advisable to keep a disposable camera in your glove box.
It’s wise to carry a first aid kit.
A warning triangle – you can put this out in the event of an accident to warn other drivers you are stationary.
When do I need to stop?
You have a legal duty to stop if you have caused injury to another person or animal. In this case an animal refers to a dog or a farm animal, cats are not covered, but I’m sure the owner would appreciate you taking them to a vet. You must also stop if you have caused damage to another object; this could be street furniture such as a lamppost, another vehicle even if there is no occupant or any other object such as a garden fence. In any of these events you are required by law to stop. You have a legal responsibility to wait at the scene of the accident for a reasonable amount of time – this is to give any persons involved time to approach you for your details. If time passes and no one approaches you, you can leave but must report the accident to the police within 24 hours.
At the scene of the accident call 999 for an ambulance if anybody is injured. Call 999 for the police if the road is blocked or damaged and also if the other party involved has left the scene without providing their details.
What information should I collect?
Here is a checklist of information you should try to gather at the scene;
- Time and date.
- Contact details of other driver involved – name, address, phone number.
- Insurance details of other driver involved – name of insurer and policy number.
- Details of other vehicle involved – registration number, make and model.
- Details of any damage to each vehicle that is immediately obvious.
- Weather conditions – was it dry/wet/sunny/cloudy?
- Contact details of any witnesses who saw the accident.
- Make note of any passengers in each car involved.
- If you can and it is safe to do so take pictures of the damage to vehicles and also the scene of the accident, was it close to a junction or roundabout?
- If police have been called to the scene of the accident take down their details too.
- Note down a brief description of the incident while it is fresh in your mind.
This may seem like a lot to remember and always put your personal safety first, but gathering as much information as possible will help your insurance claim!
Car manufacturers are always working hard to improve the safety of their vehicles to reduce the risk of injury to occupant in the event of a collision. Auto Express have released details of the safest cars in 2014 based on Euro NCAP crash test data
Overall Winner – Volvo V40
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The comments above do not necessarily reflect Rivervale's views unless clearly stated.
8 September 2014
Written by Rivervale