Lease guides
Rivervale Credit Eligibility Checker
Rivervale Cars Limited are an independent leasing and credit broker, not a lender. Our company registration number is 4898201 and we are authorised and regulated by the Financial Conduct Authority, registration number 687598. We do not provide independent financial advice and may receive a commission for introducing you to one of our panel of leasing providers. We are also a member of the British Vehicle Rental & Leasing Association (BVRLA). Our registration number is 1456.
Our registered company address is:
Rivervale House
50 Victoria Road
Portslade
East Sussex
BN41 1XB
When you agree to a vehicle leasing contract, you are committing to pay an initial up front rental followed by regular monthly rentals for a pre-determined period. Your contract will be arranged with one of our panel of leasing providers / finance companies, and they have a duty to ensure affordability and that you are able to keep up with the agreed financial commitment without causing any undue hardship for you.
Part of this formal underwriting process is for the specific funder to carry out various checks, including a hard credit search. This will involve a formal application being sent to them with your personal details including name, address, date of birth, employment details, income and expenditure, bank details etc. They will then approve or decline the application based on your financial history and how well you have managed debt in the past.
However, many financial institutions operate with different underwriting criteria for credit approvals. Our online credit eligibility checker gives a probability score of approval for a selection of different funding partners. This will enable us to tailor make your finance quotation with the best provider to suit your personal circumstances, prior to submitting the formal application to the leasing company.
What’s more, the Rivervale Eligibility Checker will only register a “soft search” on your credit file via Experian. This means that the search is only visible to you, and no outside parties. This ensures there is no adverse effect to your credit profile or future credit applications. The Rivervale Credit Eligibility Checker is also totally free of charge to use.
Lease guides
Excellent - 4.9 out of 5
3543 Verified Reviews
Danire
I was referred to Rivervale by a friend who said that the service was very good and I was not disappointed. Jim was extremely helpful and explained...
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Andrew Fowler
My experience so far has been very positive. Jake Zeegen who has looked after me through this process has been very helpful and courteous. I...
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Peggy Cosgrove
extremely courteous and helpful, Kyle looked after me, answering emails with many (mostly inane) questions. cannot recommend enough. car arrived...
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Terry Bolt
Very impressed with the car and the helpful instruction by the man who delivered it dead on time. Rivervale staff have been exemplary in every...
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Diane
Fantastic customer service. Jordan Nailard was very helpful from start to finish.
Leased a NISSAN QASHQAI HATCHBACK 1.3 DiG-T MH 158...
EVE RODDEN
An excellent service from beginning to end of leasing my new car from Rivervale. Both Jake and Ellie have been super helpful and very efficient...
Leased a TOYOTA C-HR HATCHBACK 1.8 Hybrid Icon 5dr...
Marianne Sharpe
I received an outstanding service. This was my first time leasing a car and all questions were answered thoroughly and quickly. Nothing was too...
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Ian McCreesh
The company was very good and everything went well.
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Mr Tony Carter
Car leased and supported with servicing agreement which has enabled me to get to and from work reliably over the last three years which was the...
Leased a MG MG3 HATCHBACK 1.5 VTi-TECH Excite 5dr
Ashley
Excellent communication and delivery handover.
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