Cheapest Cars to Insure in 2018

The cost of car insurance is increasing every year. If you are a new or young driver, the costs are likely to be especially high for you, so we have compiled a list of cars in the lowest possible insurance group to help you keep your car insurance costs as low as possible ...
As a general rule, entry level models will always be in a lower insurance group, as you start to add more features in the higher trim levels, you make the car more desirable and so the insurance cost increases. Generally, low insurance group cars are also city cars or small hatchbacks with lower powered engines.
Cars in insurance group 1
Nissan Micra
The Nissan Micra has just been updated with a new sculpted and sporty design. Standard features include; Bluetooth, Lane Departure Warning, speed limiter, auto headlights, 15" steel wheels.
- Insurance group: 1E (Visia model)
- Fuel efficiency: up to 61.4 mpg (combined)
- Seats: 5
- Doors: 5
- NCAP safety rating: 4*
- Boot space: 300 litres
Nissan Micra Leasing Prices start from £179.06 exc. VAT per month
Smart forFour
The Smart forFour is only 3.49m long so fits easily into tight parking spaces around town. Standard features include; Bluetooth, crusie control, tyre pressure monitoring system, 15" steel wheels.
- Insurance group: 1E (Pure model)
- Fuel efficiency: up to 67.3mpg (combined)
- Seats: 4
- Doors: 5
- NCAT safety rating: 4*
- Boot space: 185 litres
Volkswagen Polo
The Polo has recently received an update increasing interior and boot space and showing off a new sporty exterior. Standard features include; Driver Alert System, DAB radio, auto headlights, 14" steel wheels.
- Insurance group: 1E (S and SE models)
- Fuel efficiency: up to 60.1 mpg (combined) depending on model
- Seats: 5
- Doors: 5
- NCAP safety rating: 5*
- Boot space: 351 litres
Volkswagen Polo Leasing Prices start from £152.26 exc. VAT per month
Ford Ka+
The Ka+ is a compact car designed to be responsive and nimble on city streets. Standard features include; Bluetooth, daytime running lights, hill start assist, remote central locking, speed limiter, 15" steel wheels.
- Insurance group: 1E (Studio model)
- Fuel efficiency: up to 56.50mpg (combined) dependinig on model
- Seats: 5
- Doors: 5
- NCAP safety rating: 3*
- Boot space: 270 litres
Cars in insurance group 2
Kia Rio
As part of the Kia family the Rio boasts a 7 year manufacturer warranty. Standard features include; Cruise Control, Lane Departure Warning System, rear parking sensor, reversing camera, DAB radio, 15" alloy wheels.
- Insurance group: 2E (Rio '2')
- Fuel efficiency: 80.7mpg (combined, diesel)
- Seats: 5
- Doors: 5
- NCAP safety rating: 3*
- Boot space: 325 litres
Kia Rio Leasing Prices start from £193.51 exc. VAT per month
Ford Fiesta
The Ford Fiesta is the best selling car in the UK it features stylish design and Ford's award winning EcoBoost engine. Standard features include; Bluetooth, Lane Keep Assist, auto headlights, MkKey system, 15" steel wheels.
- Insurance group: 2E (style model)
- Fuel efficiency: up to 55.4mpg (combined)
- Seats: 5
- Doors: 3
- NCAP safety rating: 5*
- Boot space: 292 litres
Ford Fiesta Leasing Prices start from £210.96 exc. VAT per month
Read more: Your Complete Guide to Car Insurance
Hyundai i10
The Hyundai i10 is spacious for a city car with one of the biggest boots in its class and room for 5 adults to be comfortably seated. Standard features include; daytime running lights, tyre pressure monitoring system, 14" steel wheels.
- Insurance group: 2D (S & SE models)
- Fuel efficiency: up to 60.1 mpg (combined)
- Seats: 5
- Doors: 5
- NCAP safety rating: 4*
- Boot space: 252 litres
Hyundai i10 Leasing Prices start from £139.51 exc. VAT per month
Toyota Yaris
The Toyota Yaris has a bold colour range and comes with Toyota Safety Sense as standard. Other standard features; Bluetooth, daytime running lights, collision mitigation braking system, 15" steel wheels.
- Insurance Group: 2E (Active model)
- Fuel efficiency: up to 61.4mpg (combined)
- Seats: 5
- Doors: 5
- NCAP safety rating: 5*
- Boot space: 286
Toyota Yaris Leasing Prices start from £192.86 exc. VAT per month
Cars in insurance group 3
Vauxhall Corsa
The Vauxhall Corsa is a supermini with sculpted looks with fuel efficient engines. Standard features include; Apple CarPlay and Android Auto, City Assist, Cruise Control, DAB Radio, 16" alloy wheels.
- Insurance group: 3E (SRi & Design models)
- Fuel efficiency: up to 55.4 mpg (combined)
- Seats: 5
- Doors: 3
- NCAP safety rating: 4*
- Boot space: 285 litres
Vauxhall Corsa Leasing Prices start from £155.69 exc. VAT per month
Renault Clio
The Renault Clio has a modern and distinctive style. Standard features include; Cruise Control, DAB radio, hill start assist, Bluetooth, smartphone cradle, 16" alloy wheels.
- Insurance group: 3E (Play & Expression models)
- Fuel efficiency: up to 50.4mpg (combined)
- Seats: 5
- Doors: 5
- NCAP safety rating: 5*
- Boot space: 300 litres
Renault Clio Leasing Prices start from £168.19 exc. VAT per month