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Generally speaking, this option is only available between two limited companies. The majority of leasing companies will not transfer a regulated personal contract to another user.
Depending on how desperate you are to end your lease, you can return the car back to the leasing company and pay an early termination charge. Remember that you will still be charged any damage/rectification charges if applicable, and any excess mileage charges due.
If you are struggling financially and feel as if you can no longer handle the weight of the monthly payments, get in touch with your leasing company.
Some leasing companies are willing to change the payment plan to match how much you can afford. This ultimately means that they can lower your monthly payments for a couple months or even put a halt to your payments altogether. However, this will only be temporary until you are able to resume your payments again. In this instance, they will likely ask you to complete a detailed income and expenditure form.
Each contract type is different, which is why we advise customers to really have a thorough read through of the contract before putting pen on paper. Different leasing companies will charge different termination fees. Typically, this can be as low as 50 % of outstanding rentals; however, the leasing company has the right to charge you at a rate agreed in their terms and conditions.
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